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Fintech

Fintech discussions and conversations around the development of fintech.

Retired Member

Retired Member 

Miffed with SWIFT?

SWIFT is to the payments industry what taxi cabs are to travel. Old, slow and likely to hit your wallet by taking you on the scenic route to your destination. Why? Why not. What’s your alternative? For those of you who aren’t aware of SWIFT, it’s an acronym for the Society for Worldwide Interbank Financial Telecommunications. It’s a cooperative tha...

/payments

Retired Member

Retired Member 

Blockchain in Action : Round-up of blockchain stories from July 2017

The blockchain journey for most enterprises starts with a curiosity to learn and understand more about the blockchain, how it works, its relevance for the enterprise and how it can potentially transform and impact the business technology landscape through Blockchain Education. Next, enterprises move to Blockchain Experimentation in which they try t...

Retired Member

Retired Member 

New players need old players to flourish

In recent years, there have been numerous headlines hailing the rise of a new breed of financial technology players and the downfall of incumbent banks. However, to what extent has this been the case and how valid is it? There was plenty of debate at the recent EBADay in Dublin focussing on PSD2 and Open Banking, both in lively panel sessions and o...

Avik Nandi

Avik Nandi Payments Consultant at Wipro Ltd.

Alternate Payments & the Ecosystem

According to a WorldPay report, cards which accounted for over half (57%) of internet payments in 2012, will fall to 41% by 2017. Alternative Payments would rule the online payment markets with a 59% growth. Usually, alternative payments are everyday payment methods and can be divided into local and global methods. Local alternative payments addres...

/payments

Retired Member

Retired Member 

Open Banking and PSD2: New players need old players to flourish

Richard Ransom, Payments Solution Lead, Bottomline Technologies In recent years, there have been numerous headlines hailing the rise of a new breed of financial technology players and the downfall of incumbent banks. However, to what extent has this been the case and how valid is it? There was plenty of debate at the recent EBADay in Dublin foc...

/payments

Retired Member

Retired Member 

Is P2P lending really a threat to NBFCs?

P2P lending is a relatively new kid on the block of alternative lending. Though the industry is still in a nascent stage, the p2p platforms have managed to cause their fair share of disruptions. Are these tech savvy trendsetters really a threat to the traditional lending tycoons such as NBFCs, and MFIs? Well, let's find out! What is P2P lending? ...

/inclusion

Paul Butterworth

Paul Butterworth Strategic Marketing Director at Trustonic

Six key themes from Money 2020 Europe

After a frantic few days in Copenhagen for Money 20/20 Europe, I’m finally back at my desk. The flight home gave me a bit of time to digest the discussions and presentations and, amid the melee and company announcements, a few themes stand out. 1. Let’s get wallets out of the way first. The majority of industry folk now admit that wallets are not w...

/payments

Sameer Singh Jaini

Sameer Singh Jaini CEO at www.TheDigitalFifth.com

Lending API-fied : Start of P2P Lending Revolution

National Payments Corporation of India (NPCI) has revolutionised Indian Payment Industry and has removed friction. Newer payments platforms like IMPS, UPI, BBPS etc have solved payment and collection problems of all customer segments. NPCI has change the market by standardising and securing APIs across banks. UPI is classical API use case, which i...

/retail

Chris Principe

Chris Principe CEO at APB, Inc.

Future Shout Out !!

Future Shout Out !! I wake up every morning thinking about what innovation, idea's, enhancements, additions, changes, etc. I can offer that will push the future of finance another step forward. I believe many of you have similar thoughts and have a creative need to be part of this changing landscape as well as to be ahead of the curve. I also beli...

/sibos

Retired Member

Retired Member 

A Digital Customer Journey: The Answer to Vehicle Finance Woes

The scale of the UK vehicle finance industry has unnerved many experts and fuelled whispers that, if left unchecked, it could have the same impact on the economy as the over-heated and under regulated mortgage market did in 2007/8. In 2016 alone, Brits borrowed a record £31.6bn to buy cars – up 12 per cent on the year before. With a significant ri...

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