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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Niall Haughey

Niall Haughey Founder at To Graze Limited

P2P Greeniums in the Agriculture sector

Peer to Peer or P2P models in Fintech were one of the earliest to take hold post Financial Crisis. Some companies flourished and some got stuck. The asset base of Agriculture lends itself quite well to a collateralised P2P model and there are some excellent examples in the sector to consider: Acre Trader in the US have created an entire category a...

/sustainable /startups

Niall Haughey

Niall Haughey Founder at To Graze Limited

This SPAC proposal spells the end of the beginning for Fintech in Agriculture

Embedded finance and retail go hand in hand and this is no different in Ag retail. Correct Agriculture Retail. This is important as this sector is worth $56bn in North America alone and some estimates claim 90% of payments are still made using paper checks. However, a recent SPAC proposition to combine an ag retail footprint in Brazil (Lavoro) wit...

/sustainable /startups

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

AI and Intelligent Automation is Key for Banks to Help Navigate Inflationary Stormy Weather

Six months ago preparing for SIBOS, the biggest elephant in the room for what’s keeping bankers up at night was probably sanctions. How Western governments have ratcheted up sanctions against Russians and Russian businesses will still be a big topic of SIBOS but another issue is waded into the debate, namely inflation. At last year’s SIBOS, inflat...

/sibos /devops

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Why banks considering coding their own applications should think again

Any bank that wants to create applications, for everything from sending customers a newsletter to onboarding a new client, may think hard coding is the best thing to do or the only option they have. Let me give you three reasons they should think again. Coding is expensive and time-consuming Hard coding applications can take months of programmers’...

/devops

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The value of frictionless banking

It goes without saying that today’s consumers expect activities like making a payment or checking their bank balance to be as easy and fast as possible. But the ongoing cost of living crisis also means they have a clear need for their banks to make services as straightforward as possible to access. That means banks need to invest in the customer e...

/payments /devops

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

Banks have it all - reposted

Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. Without banks taking more responsibility and politicians r...

/payments /regulation

Retired Member

Retired Member 

Digital Member Experience in Superannuation

Background In recent years, the Financial Services Industry has gone through a rapid and significant digital transformation journey. The need for digital technology experiences is gaining momentum in the superannuation industry and innovation is going to play a significant role in accelerating the creation of new digital superannuation products fo...

/wealth /predictions

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Innovation in Banking: Harnessing People and Technology

Go to the websites of the big High Street Banks and you come across pages devoted to innovation and technology. That’s no surprise when banks have sped up their digitisation programmes following COVID and the changing behaviour of customers. There’s a lot to celebrate and lots of evidence of banks breaking down barriers on the technologies they’ll...

/payments /devops

Mykyta Grechyna

Mykyta Grechyna 

Perspectives of Global Cryptocurrency Regulation

Recently, the European Parliament and the European Commission have provisionally agreed on the regulation project aimed at the cryptocurrency market called Markets in Crypto-Asset Regulation (MiCA). We can already notice certain principles by which respective authorities worldwide will highly likely regulate the crypto asset projects. MiCA is the ...

/crypto

Akshaya Chandra

Akshaya Chandra Head of Innovation, Growth & Transformation at Tata Consultancy Services

Underwriting 4.0

They say permanence in life is flux itself. It is more true now in 2022, in a world coming out of the throes of a Global pandemic, into a War situation and possibly at the face of a Economic recession. There is a rather fast and furious change in how we consume financial services – thanks to some of these headwinds. For decades, Insurance customer...

/regulation /predictions

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